Privacy Policy

Peace Home Lending conducts assessment reviews to ensure information collected, shared, and used is protected.

The terms “we”, “us” or “our” in this Notice refers to Peace Home Lending.

You are valued as our client and Peace Home Lending is protecting the confidentiality and security of the information collected about you as a client, a potential client and former client.

Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal Law also requires Peace Home Lending to tell you how we collect, share, and protect your personal information.

All financial companies need to share client personal information to run their everyday business. Below we list the reasons financial companies can share client information and the reason Peace Home Lending chooses to share and wither you can limit this sharing.

Information is collected from you when you apply for mortgage loan financing.

Share information with certain employees and with companies that provide services on the behalf of Peace Home Lending to service your needs through the mortgage loan process.

The Peace Home Lending Policy requires all employees and companies providing services on the behalf of Peace Home Lending to keep client information safe and protected.

There may be additional privacy protections under applicable state laws. Peace Home Lending will comply with state laws when information is shared and, in some cases, limited by in what can be shared.

Collect information for marketing purposes to offer your products and services to you.

Share your information for joint marking with other financial companies

Peace Home Lending does not have affiliates and will not share your information

Peace Home Lending does not have non-affiliates and will not share your information

This Online Data Privacy Policy (“Policy”) applies to your interaction with Peace Home Lending, LLC, (“PHL” or the “Company”). You may also receive an additional privacy notice in connection with your offline interaction with Peace Home Lending.  We take your privacy concerns seriously, both in our offices and online and recognize that it is critical for you to be confident that your privacy is protected when you visit our website. We are committed to protecting the personal information of visitors to the web site and web pages.

Consistent with the Standard for Safeguarding Customer Information contained in the Federal Trade Commission Rule 16 CFR 314 and applicable State Laws, this Policy describes Peace Home Lending’s privacy practices regarding information collected from users of the website. This Policy applies to the Peace Home Lending  web site, web pages and applies to the collection and use and sharing of information you provide online. The policy describes the information we collect from and describes how we use information about you, whom we share it with, and how we protect it. Our web site and web pages may contain links to third party sites not controlled by Peace Home Lending or covered by this Policy. We recommend that you check the privacy statement of other sites you visit before providing any personal information.

For purposes of this Policy, “personal information” means any information concerning a natural person which, because of name, number, symbol, mark, or other identifier, can be used to identify that natural person. This company does not collect any personal information about you unless you provide that information voluntarily by sending an e-mail or by initiating an online transaction, such as a completing an online application or by completing a request for additional information.

By using this website or interacting with Peace Home Lending online, you consent to our use and disclosure of information about you in the manner described in this Policy.

Information that we may collect about you through online interaction includes information that you input, such as your name, address, email address, other contact information; data resulting from your activity, such as transaction information; and location information. When you visit our website, Peace Home Lending maintains information on an aggregate basis regarding web pages or information accessed by visitors to the website. This information does not contain any data concerning the web pages or services accessed by you on an individual basis. The foregoing information does not constitute personal information. The information that is collected automatically is used to improve our website’s content and to help Peace Home Lending to determine what information is popular or unpopular with visitors to our website. The data allows Peace Home lending to improve the content and material available on our website. We may also use the information we collect for analytic purposes, market research or for marketing purposes, as allowed by law.

Cookies are pieces of data stored on your device. Browser cookies are assigned by a web server to the browser on your device. When you return to a site you have visited before, your browser gives this data back to the server. Peace Home Lending does not use cookies, cookie technology or other online tracking technologies, like web beacons, to gather information about your visit to our web sites. When you browse or visit one of our web sites, we do not store information on your computer. We do not automatically collect e-mail addresses but retain only the information that you authorize us to use for purposes of contact with you.

During your visit to this website, you may complete an Online Application. Your e-mail address and the contents of your message will be collected. The information we collect will depend on whether you input data in our online application forms. This information may include your name, address, social security number in whole or in part, telephone number, account number at a bank or other financial institution, type of bank account, and the name of the bank or other financial institution, email address, date of birth, current residential information including mortgage or rent payments, employment information, income information.

Peace Home Lending is strongly committed to protecting your personal information against unauthorized access, use or disclosure. Consequently, we restrict access to the information obtained from our web site and web pages to our employees, agents and contractors who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal and State Regulation designed to protect your personal information. Employees, agents and contractors who have access to this information are bound by law and policy to follow appropriate procedures in connection with any disclosure of personal information. We also comply with Dodd-Frank required supervision requirements of service providers. For details of this requirement please visit www.consumerfinance.gov

In addition, we utilize procedures and safeguards to protect the integrity of our information technology resources, including but not limited to authentication, monitoring, auditing, encryption, password and physical security. For example, we utilize state of the art software programs to monitor unauthorized attempts to upload, modify or otherwise access our website. These software programs include protections such as full-time monitoring of protection of information from fraud, theft or abuse, intrusion detection safeguards and protection; data protection, spam protection and detection and elimination of spyware, trojans, adware and other malicious threats. Our auditing software is implemented to identify and assess risks to private customer and company information, both on our server and on our website. Software programs are updated as stronger versions and patches become available. Data is encrypted on our server to prevent unauthorized access to personal information on laptops or other portable electronic devices. These security precautions are a part of our overall commitment to the protection of your personal information when you visit our website.

Keeping your personal information accurate and up to date is very important. If your personal information is incomplete, inaccurate, or not current, please contact us.

Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies.

Non-Affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies

Joint Marketing: A formal agreement between non-affiliated financial companies that together market financial products or services to you

Opt Out: A direction by you that the financial institution does not disclose certain information about you to a non-affiliated third party, except as permitted by law

Credit Reporting: Report information about your account(s) to credit bureaus and/or consumer reporting agencies to include by not limited to late payments, missed payments, default on your account(s) may be reflected on your credit report and/or consumer report

Telephone Communications: May be monitored or recorded for quality control

Email: Info@Peacehl.com

Phone: (571) 998-1500